Teddys Furniture Financing Terms and Conditions
Welcome to Teddys Furniture! We are committed to making your shopping experience as convenient and flexible as possible. To help you furnish your home without financial stress, we offer several financing options through our trusted partners: Affirm, Klarna, and Afterpay. Please read the following terms and conditions carefully to understand our financing policies.
1. Financing Options
1.1 Affirm: Affirm allows you to split your purchase into easy monthly payments. Choose Affirm at checkout to apply. Subject to credit approval.
1.2 Klarna: With Klarna, you can choose to pay for your order in four interest-free installments, or spread the cost over several months. Select Klarna at checkout to proceed. Subject to credit approval.
1.3 Afterpay: Afterpay enables you to pay for your purchase in four interest-free installments, due every two weeks. Choose Afterpay at checkout to start. Subject to credit approval.
2. Eligibility and Approval
2.1 Credit Check: All financing options are subject to a credit check and approval by the respective financing partner. Teddys Furniture has no influence over the approval process.
2.2 Minimum Purchase Amount: Each financing option may have a minimum purchase amount required to qualify. Please check the respective partner’s terms for specific details.
3. Payment Terms
3.1 Payment Schedule: Once approved, you will be provided with a payment schedule by the financing partner. It is your responsibility to adhere to this schedule to avoid any late fees or penalties.
3.2 Interest Rates: Interest rates and fees, if applicable, are determined by the financing partner and will be disclosed during the application process.
3.3 Late Payments: Failure to make payments on time may result in late fees or additional charges as outlined by the financing partner. Teddys Furniture is not responsible for any such fees.
4. Returns and Refunds
4.1 Return Policy: Our standard return policy applies to all purchases made with financing. Please refer to our Return Policy for more details.
4.2 Refund Process: If you return an item purchased with financing, the refund will be processed through the financing partner. The specific process and timeline will depend on the partner’s policies.
5. Privacy and Data Security
5.1 Data Sharing: To process your financing application, we will share your personal information with the selected financing partner. Please review their privacy policies for more information on how your data is handled.
5.2 Security: We are committed to protecting your personal information. All transactions are encrypted and secure.
6. Contact Information
For any questions or concerns regarding financing options, please contact our customer service team at:
- Phone: (123) 456-7890
- Email: support@teddysfurniture.com
7. Changes to Terms and Conditions
Teddys Furniture reserves the right to update or modify these financing terms and conditions at any time. Any changes will be effective immediately upon posting on our website.
By using our financing options, you agree to these terms and conditions. Thank you for choosing Teddys Furniture!
For detailed terms and conditions specific to each financing partner, please refer to their official websites: